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Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.
Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.
As an independent agency, we have the freedom to shop around and locate the best homeowners insurance coverage from a variety of companies. Our homeowners insurance options include Dwelling coverage, Unattached Structures, personal property, loss of use, and personal liability.
MOBILE HOME INSURANCE
We feature mobile home coverage from Foremost Insurance Company and other standard and non-standard companies. Our mobile home insurance includes dwelling coverage, unattached structures, personal property, loss of use, and personal liability. We can also write in all coastal parishes.