Full cost of repairing your home. When damaged in a covered incident even if the cost exceeds your
policy limits, provided your home is insured for 100% of its replacement
value.
Full Value Contents. If you experience a covered loss in which an item is destroyed or
stolen, your policy will pay to replace the item up to the
limits stated within the policy and less your selected deductible. The
difference between replacement cost and the actual
cash value can be considerable.
Repair Guarantee. Guarantees that repairs done to your home by an agreed-upon
contractor will be done to your satisfaction.